Archive for the 'Uncategorized' category

Home Schooling From the Students Perspective

Feb 09 2023 Published by admin under Uncategorized

When young people are told that they are going to be home schooled you get a mixed bag of reactions. Some will be extremely angry at being taken away from their school and friends. They will be upset that roadmap to college will change drastically and will affect the college they gain entrance to.Then others will be extremely happy. These are the groups that were terrorized by bullies in public schools. These groups had few friends and were the brunt of most jokes at school. This group of students hates school and is usually very depressed all the time.No matter which group of students you came from, home schooling really is good for all. Very quickly students learn some of the major differences:

Individual attention: No more sleeping through math class, or English. Now your mother is there to make sure you are awake and doing the assignment. This is the first and biggest change for most students changing from public to home schooling. The one on one teaching they get is totally alien to them. The fact the new teacher is their parent makes it harder to get used to. That is why it is so important for parents to research and find their teaching style before they start. They must separate themselves from being parents and become teachers.

Same teacher for all subjects: Students do not get a break from their teacher like in public school. The parent is the teacher in every class they take.

Breaks: The teacher (parent) must find what works best for their situation. It is usually a work in progress. Home schooling has a great advantage over public schools because it is so flexible. If something comes up and you need to miss a class for a dentist appointment it is easily rescheduled.

More free time: If students work hard at their home schooling they find that they have much more free time on their hands. In most cases parents reward the student when they work hard and finish work or tests early. This incentive works great with home schooled kids. They love the free time home schooling offers them.

The list goes on and on. Suffice it to say that your child hood education will be better for you if you are home schooled. Parents need to take a good long look at their child’s education and seriously consider home schooling as an option.

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Home Schooling Publications

Feb 09 2023 Published by admin under Uncategorized

More and more parents have started to consider home schooling as a wonderful alternative to sending their children to public school. Nowadays, the public school system, leave a lot to be desired which is why the option has gained popularity.In this environment, students won’t have to deal with bullies, violence, gangs, and other social hazards that people have come to expect from the public school system. Aside from this, it provides help parents foster and instill belief systems that may not be given importance in a regular school setting. Not to mention that it promotes closer ties between parent and child.However, there is still some contention over traditional classroom instruction. For instance, some might argue that a home school child may not be able to develop social skills properly. This point revolves around the fact that a classroom setting allows children to interact with one another. However, if one really thinks about it, schools provide an environment akin to that of an office and any deep personal interaction will happen outside of the classroom and not in it.To address social development in home schooled children though, the parent-teacher must be able to incorporate the proper social learning and interaction of his or her child through field trip activities organized with other organizations or other home schooled children. There are also a whole slew of extra curricular activities that may be included in the child’s learning curriculum to enrich the learning experience and promote social development.State laws and requirements must also be taken into consideration in the decision to choose over traditional education. As a responsible teacher-parent, one must of course learn about the legalities and requirements of non traditional schooling to ensure the best quality of education for one’s child.To learn all-from the basics to improving your current set up with your child or children, there are a number of publications available to help you with this.A Natural Learning Experience (http://www.thenaturalife.com/The_Natural_Life/Home_Schooling.html)This site’s author shares his personal experience. It is a wonderful resource on home schooling and lists a roster of fantastic books that will help any parent schooling their children.The How Tos of Setting Up Home Schooling Resources (http://www.home-school.com/Articles/HomeschoolResCenter.html)This site contains an article that helps a parent-teacher to pick up practical and useful insight and tips on setting up a resource to ensure a healthy learning environment for the home schooled student. It offers a list for a starter kit and lists a few books that are must haves for anyone serious about home schooling their children.

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Medicare Supplements and Medicare Advantage Plans Are Not the Same Thing

Jul 01 2022 Published by admin under Uncategorized

Medicare Advantage Plans, are health plans from insurance companies that have a contract with CMS (Center for Medicare and Medicaid). Individuals who have Medicare Part A and B are eligible to choose a Medicare Advantage plan. Specialized plans exist for people with certain health conditions, but beyond that the general plans are not allowed to decline based on health except for very specific reasons.

When an individual is enrolled in the plan they do not lose their Medicare. They are entitled to cancel their Medicare Advantage plan, and the next month, they can go back to original Medicare. While enrolled in Medicare Advantage, they will have to use the insurance card provided by the Medicare Advantage plan instead of their Medicare card.

These plans may cost the participants nothing, or very little, though many still require the Part B participation amount. A Medicare Advantage plan is not free however. The plans receive a contribution from CMS every month, instead of having that tax money go to original Medicare. That is how the bulk of the plan is paid for, from tax money.

Traditionally, Medicare Advantage Plans were thought of as HMO plans were an insured person had to use the plan hospitals, doctors, and other medical providers to be covered. Many Medicare Advantage Plans are HMO plans. However, PPO Medicare Advantage plans also exist. Fee for Service Medicare Advantage Plans, or plans that will cover any medical providers who accept the insurance, are being marketed aggressively these days.

Your own medical needs and preferences will determine which plan will work out well for you. If your current medical providers contract with the plan’s HMO, then you may be very satisfied with comprehensive coverage with very little extra payments. If you like more choice, and area doctors will accept a Free For Service plan then you might consider an “Any Doctor” plan. Be aware that not all doctors work with the Fee For Service plans, even though the insurance company claims it will work with any doctor! A great compromise is provided by PPO plans. You get the greatest coverage at the lowest price inside the network, but will still be covered by other medical providers.

Most, but not all, Medicare Advantage plans also contain Part D, or prescription drug coverage. Medicare Advantage plans may have very low, or no, premium for the insured people beyond their normal Part B premium. Some plans even refund the Part B premium. Also, Medicare Advantage Plans are not allowed to do a lot of risk selection based upon health, so they may be a good choice for less healthy applicants.

A traditional Medicare Supplement is very different from Medicare Advantage. With Medicare Supplements you still use your original Medicare Card, and add your Medicare Supplement health card. These plans are also provided by insurance companies, but they simply supplement the coverage gaps and deductibles not provided by original Medicare Part A and Part B.

If you have Medicare Part A and Part B, your Medicare supplement plan will pay the portion of your medical bill that Medicare will not pay. Of course, Medicare supplement plans differ, and so you need to be aware of exactly which portions a Medicare Supplement plan will pay before you sign up. For instance, Medicare may be 80% of your hospital bill, and your supplement will pick up the other 20%.

Medicare supplements come with premiums, and also may exclude unhealthy individuals. However, they generally provide the broadest access to health care.

Choosing a Medicare health plan can be one of the most important decisions a Medicare beneficiary will make. Let us help you find the right plan to fit your needs, lifestyle, and budget.

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Impact Of Home Self-Quarantine On Mental Health

Jul 01 2022 Published by admin under Uncategorized

Self-quarantine at home plays a significant role in forestalling the spread of irresistible infections. However, this doesn’t imply that adapting the disruption in your typical routine is simple. Taking care of your emotional and mental well-being is fundamental, regardless of whether your time in isolation is brief or not.

Since certain diseases can be infectious regardless of whether individuals don’t yet have side effects, self-quarantine limits the spread of the illness during the asymptomatic period. Investing energy in isolation can take a genuine mental cost due to its effect on psychological well-being especially in terms of autonomy, competency, and connectedness.

Being bound to your home as a result of quarantine can be overwhelming. Time appears to crawl by more gradually after you’ve been at home for an extensive stretch of time. Regardless of whether you are home with other members of the family, the feeling of separation can be powerful. Feeling disconnected can prompt poor rest, poor cardiovascular well-being, lower invulnerability, burdensome side effects, and debilitated official capacity. At the point when mental capacity is weakened, you may think that its increasingly hard to concentrate, deal with your feelings, recollect data, and follow instructions.

Although self-quarantine might be just temporary, even short times of detachment and loneliness can have negative outcomes on both physical and mental well-being. You feel disconnected because of the absence of social and physical contact with others. Individuals felt cut off from the remainder of the world. Notwithstanding the sentiments of social disconnection during isolation, it has likewise a more drawn out enduring psychological distress.

While individual response vary from person to person, still, you might probably have sentiments of dejection, pity, dread, nervousness, and stress. Such emotions are normal given the conditions. In any case, there are steps you can take to secure your mental health and well-being. It is important to remember that everyone copes with stress differently. Some people may be better able to adjust a quarantine due to resilience and overall personality.

The duration of quarantine is a crucial factor in identifying how well people cope. Minimizing the length of isolation can help. The longer restrictions last, the more pronounced the effects are. Prolonged self- quarantine beyond the recommended time may cause greater detriments to mental well-being.

The disruption in your normal daily routines can be one of the most difficult aspects of quarantine. Indeed, even brief times of physical latency can adversely affect your mental and psychological well-being. Your quarantine may be brief, but staying active may help you feel better and maintain your fitness levels aside from boredom that can come from being stuck inside day after day.

Remaining in contact with others fights off fatigue, yet it is additionally basic for minimizing the feeling of confinement. Keep in contact with loved ones by telephone and text. Connect with others via web-based networking media. Conversing with other people who are experiencing something very similar can give a feeling of community and empowerment.

People tend to experience greater anxiety when they feel like they don’t have access to the information. Rather than spending time watching cable news, focus on getting helpful information from reliable sources like the Centers for Disease Control and Prevention (CDC), World Health Organization (WHO), state and local health departments, and your doctor can all be helpful.

Apart from that, kids are stressed out too. Concentrate on keeping up a feeling of structure at home and model sound, positive practices. Managing your own anxiety can help calm the fears of children in your home. Always remember the reasons why you need to be isolated from the outside world and let your kids that the home quarantine is good for their health and wellness.

At the point when you are feeling baffled or cooped up, it tends to be useful to consider the reasons why you are isolating yourself. You limit the opportunity that you may accidentally spread the sickness to others, regardless of whether you are currently asymptomatic.

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Outsourcing Medical Transcription Benefits Outweighs Those of In-House Transcription

Jul 01 2022 Published by admin under Uncategorized

Accuracy and speed

The most optimal method in maintaining the most accurate and up-to-date records is to employ the services of a company who places an emphasis on technology and the hiring of credentialed and experienced MT’s in the outsourcing of medical transcription. In doing so, accuracy of the record is assured, as well as freeing up time for a practice’s staff to focus on patient care, in addition to other responsibilities. Entrusting the medical transcription to a reputable and competent outside company provides practices with a peace of mind that they otherwise would not enjoy. This allows for the staff to concentrate on other areas of the practice which may be in need of attention.

Cost-effective and confidential

As more and more companies are utilizing the cloud-based technology, this will allow practices to employ a cost effective transcription service which will allow the charges to be covered by paying from the extra patient fee. The use of the cloud-based technology to integrate the transcript text into a practice’s existing computer system will ensure that no additional overhead costs will be incurred. The overwhelming vast majority of companies who provide transcription services place a premium on the highest of integrity and are fully trained in the importance and significance in maintaining confidentiality at all times.

Seamless integration to your system

There is the need for the dedicated data lines and also the use of the encryptions to ensure that the medical transcription specialist is knowledgeable, extensively trained and reliable. There are several options from which a practice can select for integrating the transcript pages to the system whereby they can be directly printed, faxed or viewed online. There is also the option of manual posting in the event that this method is needed. With this, all that is required is that the provider (or staff member) speaks directly into one of the devices that the company system recognizes and signs off when the data will be ready for uploading into the specified system. With the multiple review options, access to the correct medical document will always be available.

when you opt to outsource medical transcription to a professional company with the confidentiality ethics and a dedicated data system, you can be assured of successful and accurate integration of the document to your existing system in a seamless way. The medical profession calls for accuracy not only in the diagnosis and the treatment but also when it comes to the documentation. However, the process of documentation often can be cumbersome and time-consuming due to having to copy and paste the data into your electronic health records. You may also be using other methods that are expending valuable time – time that could be better served in the opportunity to see additional patients. Utilizing companies with the highest technological advances helps provide improved solutions to professionals who opt to outsource medical transcriptions as opposed to in-house transcription makes for the best use of the respective platforms in order to provide seamless and accurate service.

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High Quality Medical Coding Services For Best Results

Jul 01 2022 Published by admin under Uncategorized

Outsourcing the Service:

If you are unable to decide whether the outsourcing of the service is a viable option, one of the most highly preferred recommendations is that you can do is to talk to reputable and experienced medical coding consultants. These consultants are trained and experienced professionals, and they have the knowledge-base and familiarity to provide for you invaluable input and advice, as dictated by your current, or anticipate, needs. They will thoroughly examine the necessity to generate accurate coding which will have a direct impact on your budget. Accordingly, the consultants will be able to assess the situation and counsel you on whether or not outsourcing is viable and feasible for your practice. In the majority of cases, outsourcing can save you much time and energy, as well as, cutting costs and saving money in the long-term.

Performing the Work Efficiently:

When the work is outsourced, a top medical coding specialist is necessary, especially in the early stages. On a daily basis, they will be able to generate the required codes for you and your practice. Additionally a medical coding specialist can implement the overall service in your practice, and consequently, generate very positive results and outcomes. This is accomplished by accurate coding, and rectifying any possible errors. The work will also be performed in a proper environment for coding, not to mention that the clearing of the claims will be simplified with very effective and positive results.

Finding the Right Company:

Once the decision has been made to outsource the services, the stringent requirements of billing and coding necessitates the critical aspect on selecting the ideal company to serve your needs. As mentioned previously, you will come across numerous companies for E & M coding, and careful and considerable attention should be paid in ascertaining the right company that will cater to your needs and work within your budget. Within a short period of time, the results of proper billing and coding will be positively noticeable. Accuracy, efficiency, and saving much time and effort will ultimately produce a practice running smoothly and effectively.

Summary: Obtaining medical coding services from an external company will assist you in numerous ways, and it can simplify the tasks, not to mention enhancing the overall effectiveness.

If you are associated within the healthcare industry, you must be always cognizant and aware that medical coding is the overall process of transforming the descriptions of diagnoses and procedures generated in the medical field into unique codes. The coding is generally completed in the office setting or clinic of the physicians, and the coding is then used to generate billings for the patients. With the increasing need to generate codes in hospitals, the medical coding services have become exponentially more popular. Many companies in recent years have started offering coding services for physician practices, and this has greatly benefited the healthcare industry on so many fronts.

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Work Management Success: It’s All About People

May 16 2022 Published by admin under Uncategorized

Finding a better way to get work done is not about technology, it’s all about people.Regardless of the project management software you use, technology tends to treat people more like raw materials managers can push around a time-line like pawns on a chess board. Don’t get me wrong, I’m a firm believer in project software–I’m just suggesting that it’s the people making up project teams that are actually responsible for getting work done. Software doesn’t write any code, manufacture any product, or create anything new people do.For example, if your definition of resource management or capacity planning stops at dropping names or job roles on the time-line of an interactive Gantt chart, maybe you should take a step back and reconsider. The “manager” in project manager implies something more than managing process. I believe there is a mandate to manage the people who are involved in that process.I’ll admit, “resource management” and “capacity planning” might not be the best words to use, but to be fair, project management has evolved into a highly technical discipline and therefore employs impersonal and technical terminology. In fact, I recently had a coworker who was reading something I had written ask, “What does resource management really mean? Are you talking about human resources, raw materials, or something else?”His point was well taken. I spent a few extra minutes and more clearly defined what I was talking about. (Although I haven’t been able to come up with a better name for it yet either.)Matching the talents of individual team members with their assigned tasks and responsibilities is something that software can’t do on its own. Which is why software will never replace the project manager. He or she is the one who knows the team and their individual strengths and weaknesses. Successful managers know how to leverage the “people” on the team to create the most desired outcome.In the future, the project management software that is most successful at helping managers do this, will have a real impact on facilitating successful project based work.Project Success Has More to do with People than TechnologyMost of the project managers I speak with on a regular basis are highly technical and process-driven individuals. Both are great qualities for managing projects. However, those who seem to rise to the top also understand that there is something more to successful work management than the technology used or the process employed.As the technology incorporated within business work management software continues to improve and automate many of the tasks project managers once had to perform manually, the role of project managers is starting to change. The ability to roll up the sleeves and more effectively interact with individual team members is making some managers very effective at facilitating collaboration and eliminating the impediments faced by project teams. I see this as a trend that has the potential to reduce the project failure rate and directly impact an organization’s bottom-line.To facilitate this, project managers need to make sure they have a couple of things nailed down:1. They need a thorough understanding of their process and how to best use project management tools to successfully execute that process. PPM software has the ability to automate much of the data collection and reporting requirements of project management and should make it easier for managers and teams in that regard. If it is forcing double entry or encumbers the process, it might not be the right solution for your organization.2. Managers need to have exceptional people skills. A command-and-control management style is not the most effective way to lead a project team. It’s becoming more and more critical that project managers encourage collaborative communication to drive success. Successful teams are where the rubber hits the road. Project success has more to do with people than technology.What do you see within your organization? Are you seeing these trends?

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Do You Know How To Internet Market?

May 16 2022 Published by admin under Uncategorized

Would you agree that network marketing these days go hand in hand with internet marketing? If you do agree and I believe it’s true, then why is it for the vast majority of people in network marketing have very little, if any knowledge about how to internet market their opportunity?I think the answer to that question is the industry has let us network marketers down when it comes to internet marketing. Plain and simple most of us don’t know how to do it. Most are just out there trying SOMETHING. Facebook, YouTube, Instagram, Twitter and maybe even LinkedIn have been the big kahuna’s as far as marketing online via social media. Don’t get me wrong, SOME have had success, but MOST… NOT! My own little research has found MOST networkers who have used those platforms have had little success recruiting people into their opportunities. Again notice I said MOST. Not all. And if you’re one of those few who’ve had success… Fantastic! Disregard this article. I’m speaking of the vast majority.I was as excited as the next guy or gal back in the day, when my sponsor showed me how the internet was going to change how we recruited people. As a matter of fact, I breathed a sigh of relief knowing that I would never have to do another personal presentation or home meeting.But what ended up happening is the internet made a way to spread the word about our opportunity to thousands or even millions, and the industry embraced it, but forgot to teach us how to spread the word. I know, I know it’s not the company’s responsibility to teach you how to market. But what about that new person you sign up who desperately just wants to make extra money to make ends meet? And doesn’t know how? Falls on you doesn’t it? But what if you don’t know? Then what? Your upline?So what we have is a bunch of network marketers trying Facebook, trying YouTube, trying Instagram, etc. But there’s no clear blueprint on how to internet market your networking opportunity.So here is my attempt to pass along a little of what I’ve learned. Mind you, I’m not the gospel according to making six figures a month or anything, but I do know a thing or two that can help coachable network marketers promote their business opportunity online.Okay let’s start with what all of us need most in network marketing… LEADS! We need to learn how to create our own FRESH responsive prospects who end up chasing us about our opportunity and not the other way around.How do you do that? I know I’ve written about this before and might sound like a broken record to those of you who have read my business announcements here. But maybe I’ll explain it differently so you don’t say, “Here he goes again!”Wouldn’t you agree that it’s safe to say that people like yourself have invested (notice I didn’t say spent) anywhere from $50-$500 enrolling into their opportunity? So you are a proven buyer. Then there are all the other necessities to run your business like buying the product automatically every month, your company’s website, advertising, etc. Again… you’re a proven buyer.So if people are proven buyers, you need to go where they are. These people known as network marketers are your TARGET Market. They have proven that they will spend money on their business and they are actively trying to promote their business online. If you put the right offer in front of them they’ll probably become members in your downline or buy your product and become a customer.Facebook?Your friends there don’t want to know about network marketing. But the networkers in MLM Facebook groups do. DO NOT market your opportunity to them though. Quit pitching them! They already have an opportunity. Show them how you can help THEIR business. Trust me, you do that and they’ll know you have your stuff together and eventually will be curious about what you’re doing. Then they’ll chase you.Network marketers are open to learning how you might be able to teach them how to internet market. So advertise online how you can help them in network marketing ezines, write articles in EzineArticles.com, grab some PLR (Private Label Rights) material on internet marketing and make it into an eBook on how to do internet marketing. Create a blog that gives them the kind of valuable content that teaches them how to market their business online.In summary, do this:
Step 1: Find Network Marketers (MLM Genealogy Lists)
Step 2: Send a good sales message to email addresses of MLM Genealogy Lists
Step 3: Take phone numbers from MLM genealogy lists and use a company called GoRingless.com to send your marketing message to 100′s- 1000′s at a time.
Step 4: Follow-up with prospects that are now emailing you and calling you back to find out what your message is all about.
Step 5: Share valuable how-to internet marketing content via your own blog, social media, articles, blog commenting, network marketing forums, etc.
Step 6: Close prospects (Are you in? or Are You Out? Don’t sell!)
Follow these steps and you will make a change in your business for sure.

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Success Factors in a Global Network Marketing Business

May 16 2022 Published by admin under Uncategorized

Success FactorsHow to Discover the Love, Innovation and the Entrepreneurial Fitness Required in a Global Network Marketing BusinessForwardTo everyone that is doubtful of hope – this is for you!Let’s begin. A few short weeks ago, unbeknownst to me, I had the privilege of meeting someone on an airplane bound for Adelaide, Australia; who would lead me onto an exciting path of discovery. We momentarily chatted at the back of the aeroplane on my way back from Nadi, Fiji; in a chance meeting in which I would say ‘yes’, I would like to hear more about the business model that had established her recent financial freedom and success (more to come on this encounter with an interview in the later chapters).Eager to progress my knowledge, I spent the next 4 weeks researching the industry, the organisation, the people behind it and the sequences and processes to their wealth. The learning curve was exponential – and this is my reflection. At this point in time, I was coincidentally completing my final MBA capstone research project in Adelaide, so I took the opportunity to research her discussion with me in depth and convey the message across to my followers from an Australian scholarly point of view. I had no idea about the industry, albeit little rumours here and there to complement my somewhat biased and disappointing initial online research. I found nothing positive but like an underworld that nobody truly knew about – it intrigued me because I felt that something was right.The bastion for wealth had its scent in the air. This could be its last refuge – I thought. I had to form an immediate action drill to advance a pincer movement onto this burgeoning interest. It was now or never. I wasn’t sure if it was the timing or the opportunity – the right thing to do though was to jump first and ask questions later. This is the later part of that quick equation that transpired in my entrepreneurial mind. This educative curiosity from an Australian scholarly perspective is now alive in the words that you will feel and as we go through the journey together; towards health, wealth, a great life with grand relationships and most importantly learning about the chances to glow youthfully throughout the adventure. This enlightenment was my beginning into a new and evolving industry. A new road was carved and you may feel the moments morph around your own personal experiences or fantasies. I dived immediately into the books and into the school library; the search for the golden nugget had begun. Line by line, word for word, dissecting the information and honouring the objections with gratitude. My hope is that this communicated knowledge helps novice beginners similar to myself, take that intriguing next step towards calculated risk taking, growth and most importantly, self-discovery through the facts.I hope that you gain some business value in my research and that this value inspires you to create your own decisions when the time comes for you to approach your own destiny!In Gratitude and Thanks.David.Chapter 1Introduction to Network MarketingNetwork marketing, multi-level marketing, direct sales, referral marketing, pyramid selling etc, the names are endless. For the purpose of simplification we will adhere to this business model simply as network marketing for ease of navigation, and understanding throughout the book. All of these names; simply exemplifies a unique marketing strategy for the sale of products or services where the revenue of the network company is derived from a non-salaried workforce selling the company’s products or services. Pretty simple system – just made complicated to confuse the novice beginner like myself.1.1 History – How Did It Start?By accident to be honest. This is how the story goes and it all starts with an ingenuous idea conceptualised in 1930 by a man called Carl Rehnborg. Carl was an American businessman who lived in China between 1917 to 1927. Carl observed the benefits of using supplements in a diet that could be beneficial to a human beings health. According to Amway publications, Carl’s study became the ‘ample opportunity to observe at close range the effects of an inadequate diet’. With the knowledge he attained in the nutritional literature, he then started to envision a dietary supplement that would assist proper body functioning in any sort of diet. Carl then decided to go back to America to start his own company out of his learnings in China. He founded his company called The California Vitamin Company. In 1939, he renamed the company to Nutrilite. Carl utilised his friends to sell the vitamins but things initially looked disappointing. The vitamins were piling up on the shelves, unused and forgotten. It was heartbreaking for Carl. Until an idea lit up in his mind, to develop a kind of selling by informing people about the product. He shared the vitamins to more of his friends, to the friends of his friends and so on. You can see where this is going right? Alas – network marketing was born!The business model grew further when Jay Van Andel and Rich DeVos became the distributors of Carl’s products. The three noticed a phenomenal increase in sales. KABOOM… !! Network marketing was unleashed into the world. They later set up a competing company (because competition is good in a capitalistic economy) called Amway and they also bought a controlling interest in Nutrilite in 1972. In 1994, Amway took over full ownership and is one of the largest network marketing companies in the world today.1.2 How Do They Get Paid?As the business world innovates and disrupts, network marketing compensation plans evolve to attract new recruits and customers. It is a very simple strategy for expansion to capitalise on the available market share. It is different for every network marketing company just as there are different salaries for different corporations. However the most common is the commission based on the two revenue streams. The first stream of compensation can be paid out from commissions of product sales. The second stream of compensation can be paid out from commissions based on recruiting similar minded distributors. The amount of compensation varies between network marketing companies. I would have to study every single company in the world to understand this – alternatively I can study the success stories because success always leaves hints – in the results.Chapter 2Demographic ExamplesLet’s look at some quick examples of the people who have seen the opportunity and taken the leap. Here we witness the amazing stories of different individuals who have tasted the recent fruit of success in network marketing – becoming phenomenally wealthy.2.1 TeacherSarah Robbins always dreamed to become a teacher. So she became one. She thought she could now have all that she wanted with a limitless appetite for continuous personal growth and development. However, the economy stumped in the US of A, challenging her thoughts on the economy.She had heard of the Rodan & Fields products. She then decided to join so she could earn an extra income and expand her personal development at the same time. Unexpectedly, with her initial goal to earn just a bit of extra income, she earned more than she thought, even more as a teacher. Her career in network marketing grew and she decided to focus on it rather than her teaching career. She was earning six figures at a very young age. She joined the millionaires club and becoming the first distributor to be inducted into the Rodan & Fields Hall of Fame. Sarah continues to educate people on the benefits of network marketing and benefits of its wealth through her unique educational style.2.2 WriterEric Worre, an ordinary writer spent 30 years working in network marketing once he saw the light. He spent most of his 30 years as a distributor and eventually became the president of his own networking company – The People’s Network. He then decided to retire as a distributor and continued his journey in network marketing as a coach and helped network marketing novices, organizing sales presentations. He then wrote ‘Go Pro – 7 Steps to Becoming a Network Marketing Professional’ in 2013, to reach and educate more network marketing aspirants. It has sold more than 1.5 million copies and has been on six best-sellers lists on Amazon.2.3 Single MotherDonna Johnson is an example of a network marketing miracle. A single mum who did not have anything before she started in network marketing. No college degree – just an ordinary swimming coach in a little American town. With her determination to succeed, she now earns more than $1 million per year and is the leader in one of the top network marketing companies, Arbonne. She is now one of the biggest earners in network marketing and has a bed and breakfast business in Jamaica amongst other entrepreneurial ventures.2.4 Government WorkerRebecca Simon is a modest mother who was brought up in one of Adelaide’s toughest suburbs. She recollects how she would travel to work every day and sit at an uninspiring desk job, knowing deep down inside that she was capable of more. Today she is building her own resort on an exotic south pacific Island – just three years after she started in network marketing. More on Rebecca’s inspirational story later on in the book.Chapter 3The Feminine Revolution40 years ago, when the empowerment of women took off, many loved their new found independence and the opportunity to dress in a suit and drive off to a esteemed corner office. Things have changed a lot since the 70s and 80s, today she is just as happy to pull on comfortable yoga pants and skip the travel to the office altogether. Instead of tolerating negative office stigma and glass ceilings, modern women are heading towards the unique opportunity to be their own CEO, have control with no limits on their annual income. Some other reasons why network marketing industry is proving to be amazing for the ladies are:Drum roll…
3.1 Work – Life BalanceBeing burnt out today is no longer the exception, it is the norm. People have to put up with inflation, rising food prices, cost of living, raise families and commute sometimes for hours to get to, and back from work. The amount of work to be taken home is also increasing, teachers working to plan their workloads weeks in advance and project managers working extended hours to launch projects on time. You have heard it before and again, the balance has gone out of whack but some refuse to accept the truth.3.2 EnvironmentMost career women have worked in team environments and enjoy the collaborative and interpersonal communication that goes with it. It is no surprise that the network marketing industry has exactly that and for most women joining the industry, it is this support and collaboration that they miss the most from a usual 9am to 5pm, sit in the corner and do your work routine.3.3 Choice to ChooseNetwork marketing gives women the freedom to choose who they would like to work with as business partners. They choose who they recruit, who they work with and who they would rather not. This choice to choose is empowering and exciting at the same time for women in the industry.3.4 Global Empire at Your FingertipsYou drive around cities and towns nowadays and still see the for lease sign up again at the shop that closed around the corner. You wonder why some businesses prefer the old way of doing businesses in a time where digital disruption is taking stores online. The brilliance of network marketing is that apart from an initial modest start-up fee, there are no overheads, no garages for stock keeping, accountants, legal advisers, etc, you get the idea. The brilliance with network marketing is that most if not all the work can be done from your mobile phone or laptop computer. Your store is online!3.5 Cool Rewards and IncentivesThere are hardly any places left in the world where a large corporation hosts large global events that also reward women for trips, cars, gifts, holidays etc, all whilst developing women business capabilities and personal development. Name a lady who doesn’t like to be pampered from time to time with absolute luxury?3.6 Glass CeilingWith 82 percent of the network marketing industry made up of women, more and more are rising to the top, claiming multi-six- and seven-figure annual incomes. The world is your oyster in this industry for women and those that grasp the opportunity are confirmed with a gift, and if utilised, become extremely wealthy. No glass ceiling in the industry. Effort equals reward!3.7 Freedom of TimeLet’s face it, we all need more freedom, money and time. Where else can you get that? In the industry business partners are told to work at least 2 hours per day to grow their businesses. That’s an average of 8 hours from Monday to Friday. If done correctly this is all one needs to sustain a healthy and wealthy lifestyle from passive income brought in by the industry. Freedom has the allure to pull and no one will ever say no to an opportunity to get more!And, finally, perhaps the most important reason of all…
3.8 AuthenticityThe network marketing business model thrives on the values of femininity such as nurturing support, collaboration, and authenticity – all of which are inherently feminine traits that are easily transferrable into the business model. The more women show up as their natural caring selves, the more successful they become in developing long term substantial relationships in growing their teams and customer base.Chapter 4The Meek Shall Inherit the EarthThe worlds middle class is becoming much larger, the worlds education system is being made more accessible and demographics from the poorest suburbs on the planet have made that extraordinary leap from third world country struggle – to developed world multi-millionaire. Let’s have a look at some examples.4.1 The Gift of AdversityStudies and research have proven time and time again that those from minority, ethnic or migrant backgrounds go that extra mile to achieve their goals in life; if given a small and fair chance to give an opportunity a ago. With that attitude and hunger in network marketing, most if not all, go on to become extraordinary wealthy, becoming multi-millionaires and leaders. There is just something magical, mystical, unknown and empowering about enduring as an underdog from one of those aforementioned backgrounds. Turning adversity and challenges on its head can be the source of generational wealth for years and years to come. Let’s research an example of a network marketing company that is capturing this driven demographic.4.2 KyaniKyani is a global network marketing giant who has successfully positioned itself for global dominance in developing countries to assist the worlds growing middle class. A new starter but safely past the initial 10 year start up survival phase, and rapidly expanding into some 60 plus different countries over the short space of time, Kyani doesn’t limit its sales in developed economies but has strategically given interest to the worlds developing nations such as Honduras, Guatemala, Kazakhstan and Slovakia to name a few. You only have to grab a copy of Kyanis annual network marketing magazine to see proof of the overflow of the minority demographics from countries such as Korea, Turkey, Hungary and the Philippines who are being inducted into the 7 figure salary clubs. Most had disadvantaged starts in life and were from the ordinary occupations such as soldiers, hairdressers and tradesman.Let’s look at some life examples.4.3 Les BrownAfrican American global inspirational speaker, Les Brown didn’t have the best start in life. In fact it was horrible. However, he turned that pain around and become an inspirational example of hope for the world. Les Brown often refers to another historic global icon Ralph Waldo Emerson in his speeches who coined today’s existence as the ‘age of self-reliance’. Les Brown champions unorthodox underdog mental motivation and entrepreneurship – qualities that are found in those that are from minority, migrant and ethnic backgrounds.4.4 Robert KiyosakiFrom a military and Japanese Hawaiian background – Robert Kiyosaki, the award winning Rich Dad, Poor Dad writer; has proven that network marketing success and wealth is not reserved for any demographic. Success can be achieved by anyone, and from any background.Chapter 5Global Icons in Network MarketingNow, let’s look at some well-known global figures who have aligned their businesses with the network marketing industry.5.1 Warren BuffettThe man needs no introduction as a philanthropist and investor and usually sits in the top 3 of the richest people on the planet. He is valued at nearly 70 billion USD and owns Berkshire Hathaway. Berkshire Hathaway owns three network marketing companies, Kirby, World Book and the Pampered Chef. To this day Warren Buffett calls purchasing these network marketing companies – the best purchase he has ever made!5.2 Richard BransonA man that also requires no introduction. One small branch of the Virgin Group that often goes unmentioned is Vie at Home, a network marketing company formerly known as Virgin Vie. Vie at Home made over $60 million of profit in its – first year maiden of existence! Ouch!5.3 Donald TrumpYes, no political affiliations here but when asked on the David Letterman show: What would you do if you lost everything and had to start over from scratch? Trump replied – “I would find a good network marketing company and get to work”.5.4 Bill ClintonIn 1997, Bill Clinton endorsed network marketing in his remarks to the Direct Selling Association. President Clinton stated that ‘You strengthen our country and our economy not just by striving for your own success but by offering opportunity to others… Your industry gives people the chance, after all, to make the most of their own lives and to me that’s the heart of the American dream’.5.5 Jim RohnOne of the worlds pioneers in personal development and network marketing. Today remains one of the founding fathers of the personal and professional development movement and mentored motivational leaders like Tony Robbins. Jim Rohn found the light and opportunity within the network marketing industry and within 6 years – turned his fortunes around to become extraordinarily wealthy, by the age of 32.Chapter 6SummaryWith our brief history and introduction lesson complete, we will go from a beginner to more advanced network marketing challengers and the strategies that will equip the beginner early in the journey. We will unearth deep scholarly research to help structure your leadership for both, the local and the rising global markets.This Australian scholarly research will include vital business concepts that have been proven to increase the chances of success by leveraging both digital and offline mediums. As a bonus and later on in the book; the author personally will outline how his global and MBA experience has helped him in the industry.I sincerely hope that this book adds insurmountable value to your life, those around you and most importantly, your bright future.Thank You.AboutDavd was born in Fiji. At 20 years of age he enlisted into the British Army at Stoke on Trent in England. He served all over the world for a decade as an engineer and team leader. Some of his postings included Germany, Bosnia Herzegovina, Cyprus, Australia and Afghanistan. He moved into civilian life in Australia on May 22, 2012 and rose quickly through the civilian and public service leadership ranks. He graduates in November, 2018 with an MBA degree from Torrens University Australia and lives in Adelaide.

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Short, Intermediate, And Longer – Term Impacts On Home Sales, When Rates Rise!

May 07 2022 Published by admin under Uncategorized

For many reasons, some, economic, while others, related to the pandemic – related, so – called, fatigue, etc, home prices, in most areas, have gone up, at, or, near, record amounts! Because of the prolonged period of artificially – created, low – interest rates, mortgage rates, have been at historic lows! Since, for most home buyers, using financing is essential to affording a purchase, when a low rate, causes cheap money, and, thus, the ability to afford more home – for – the – buck, prices usually rise! It permits qualified buyers to qualify for more money/ loan, because the ratio of monthly mortgage, to overall income, is artificially – reduced! How long will this trend continue, will it become the new – normal, will previous trends/ cycles return, and how will pricing be affected, in the immediate, intermediate, and longer – run, are, all factors, to consider! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, some possibilities, to consider, and understand.

1. Short – term: Since, the Federal Reserve Bank, announced, they planned to raise rates, three times in 2022 (of course, this was before the potential implications, and ramifications, from the Omicron variant), many feel pressure, to act quickly, to take advantage of today’s low rates, before they go up! Three increases will probably translate to, at least, a 0.75% higher rate, which will translate, for most mortgages, to hundreds of extra dollars, per month. Some things to consider, and pay attention to, is, this rate of increased home prices, will, probably, not continue, especially, at such a large degree! How longer one, expects to keep a specific house, is, one issue, to consider, thoroughly, and wisely, before proceeding!

2. Intermediate – term: Although, many believe, to – know, the precise timing of any projected rate – hike, is uncertain! The Fed has changed, and/ or, altered its strategies and approaches, in the past, What the intermediate – term, may bring, including potential inflationary pressures, how long the economic conditions, and unknown factors, related to the pandemic, etc, will determine, largely, what this phase, may bring! In addition, the attitude, and perceptions of buyers, and their confidence, etc, largely impact this real estate market!

3. Longer – term: In the longer – run, will things, restore, to what we have seen, so often, in the past, which is, alternating cycles, between, Sellers, Buyers, and Neutral Markets? The possibilities, include: a continued large escalation; a more – gradual, but persistent – one; some leveling; and/ or, will we see, at least, in certain areas, some sort of falling prices, for a period.

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